The simple way to turn your vision into an actionable business plan.
Criollo.Studio breaks the planning process into approachable steps so you can focus on building what you love.
“A specialty coffee roastery in Old San Juan targeting remote professionals and cruise visitors.”
Tostado San Juan combines ethically sourced Puerto Rican single-origin beans with dedicated high-speed workspace amenities in the historic heart of Old San Juan. The venture captures high-margin daytime foot traffic from remote professionals and cruise visitors while qualifying for Act 60 export services tax incentives.
Direct Farm Sourcing: Jayuya single-origin grower contracts yield 68% gross margin.
Remote Work Setup: 24 fiber workstations solve pain points of local competitors.
Act 60 Tax Decree: 4% corporate tax rate eligibility for US bean subscription sales.
Historic Permitting: ICP facade approval required for commercial roaster exhaust.
LUMA Grid Outages: Requires $18K battery/generator backup for weekly power cuts.
Higher Bean Costs: PR specialty green beans average $7.80/lb vs $3.90/lb imported.
Tourism Traffic: 1.8M cruise arrivals near Pier 4 + 6,200 tech nomads.
Mainland Subscriptions: Recurring roastery pipeline targeting $285K Year 2 ARR.
After-Hours Events: Cupping workshops and founder meetups at $45/seat.
Entrenched Competitors: Cuatro Sombras and Don Ruiz control 55% search volume.
High Commercial Rents: Calle San Francisco retail leases average $75–$90/sq ft.
Seasonal Tourism Dip: 40% drop in foot traffic during tropical storm season.
Your competitive landscape, mapped automatically.
Describe your idea. DeepSearch scans region-specific sources, benchmarks local competitors, and identifies operational risks. For this Old San Juan roastery, it analyzed 14 local cafés, tourism patterns, and power infrastructure to deliver a strategic snapshot in seconds.
Automated geospatial competitor intelligence.
DeepSearch automatically scans regional registries and market data to plot competitor density, headquarters, and expansion clusters directly on your interactive map.
Live Proximity Benchmarking
Calculates direct spatial distance between your HQ and local market incumbents.
Automated Geocoding
Harvester resolves coordinates from corporate registrations and commercial records.
Bank & Investor Export
Geographic saturation proof renders straight into your downloadable executive PDF.
Eight specialized agents. One institutional roadmap.
Instead of a single chatbot improvising answers, Criollo Studio orchestrates eight purpose-built domain agents executing concurrently under strict institutional underwriting criteria.
Compass Agent
LEAD ORCHESTRATORStrategic Swarm Director & Graph Arbitrator
Conducts foundational founder onboarding, constructs the structural venture dependency graph, and dispatches the seven specialist sub-agents across synchronized execution waves. Enforces cross-agent consistency so research data, financial assumptions, and legal filings never contradict each other.
DeepSearch Agent
Market Intelligence & TAM Sizing
Scans live regional registries and foot-traffic databases to compute verifiable TAM/SAM/SOM footprints with direct local competitor benchmarks.
Financial Modeler
Quantitative Economics Engine
Projects 5-year GAAP pro-forma statements, dynamic cash flow curves, depreciation schedules, gross margins, and debt service coverage ratios.
BMC Coordinator
Business Model Architect
Calibrates all nine Osterwalder building blocks through conversational refinement, locking in defensible value propositions and channel economics.
PR Requirements
Regulatory & Compliance Analyst
Maps statutory tax decrees (Act 60, CRIM exemptions), historic district zoning restrictions (ICP), and municipal health permits into an actionable roadmap.
Question Generator
Adaptive Intake Specialist
Evaluates raw founder concepts to diagnose untested assumptions, formulating surgical industry questions to de-risk unit economics and customer acquisition.
Executive Copywriter
Narrative & GTM Strategist
Authors persuasive, institutional-grade executive summaries and go-to-market briefs free of generic AI buzzwords, calibrated for institutional underwriters.
Synthesizer Agent
Master Plan Compiler
Runs automated cross-section consistency audits to eliminate numerical contradictions before compiling the 10-section publication-ready plan.
Real regional data. Zero hallucinated market figures.
Generic LLMs invent population counts and hallucinate competitor metrics. Criollo Studio’s DeepSearch agent crawls verified municipal registries, tourism manifests, and local market reports. Every number in your plan carries primary source attribution.
Concentric TAM / SAM / SOM Modeling
Calculates island-wide volume down to obtainable local market share with verifiable bottom-up unit economics.
Geospatial Competitor Radius Benchmarking
Identifies nearby incumbents within walking radius, analyzing square footage, foot traffic, and average ticket size.
Official Regulatory & Tax Grounding
Indexes directly against Puerto Rico DDEC statutory tax decrees (Act 60) and cruise passenger manifests.
SOM represents 5.0% of the San Juan serviceable specialty market, capturing cruise passenger traffic and 6,200 Act 60 remote workers.
1.84M cruise passengers annually; 22% dwell time within 350m radius of Calle San Francisco.
Act 60-2019 Export Services qualification verified at 4% fixed corporate rate; 75% municipal CRIM exemption.
Old San Juan historic district average specialty ticket: $8.45; high demand for dedicated fiber workstations.
Nine Osterwalder blocks. Calibrated through real dialogue.
No blank canvas anxiety. The BMC Coordinator interviews you across each pillar of your business model, challenging assumptions and locking in verifiable economics. Click any block below to inspect the dialogue.
Engineered for real deal parameters. Not generic templates.
Every sector carries distinct underwriting standards and regulatory hurdles. Criollo Studio tailors pro-forma models, market sizing metrics, and statutory decree mapping to your specific industry.
Specialty Hospitality & Retail
$150K – $750K Initial CapEx
Underwriting Focus: Foot-traffic dwell time, leasehold amortization, inventory turn & direct-trade gross margins.
Act 60-2019 Export Services (4% corporate rate) + 75% municipal property tax abatement.
Captures 1.84M cruise tourist foot traffic + 6,200 Act 60 tech workers with dedicated fiber workstations.
From founder hypothesis to bank-ready plan. Three rigorous execution phases.
Criollo Studio replaces weeks of expensive advisory billing with an autonomous multi-agent pipeline executing under institutional underwriting standards.
Adaptive Intake & Risk Discovery
Parameter Extraction & Hypothesis Stress-Test
Compass conducts structured founder onboarding, capturing venture parameters, capital ask, and target demographics. Question Generator scans industry vulnerabilities to challenge untested assumptions before financial modeling begins.
Parallel Intelligence & GAAP Pro-Formas
Synchronized Wave Multi-Agent Execution
Four specialist agents execute in synchronized parallel waves. DeepSearch indexes regional foot traffic and direct competitors; Financial Modeler compiles 5-year GAAP statements; BMC Coordinator and PR Requirements align business blocks and statutory tax decrees.
Cross-Agent Audit & Vector PDF Assembly
Mathematical Consistency Verification & Publication
Synthesizer runs automated mathematical cross-checks between financial projections and narrative text to eradicate contradictory data. Copywriter polishes institutional prose before compiling a bank-ready, vector PDF.
Plan with clarity. Launch with confidence.
Criollo.Studio makes building a thorough business plan feel natural, approachable, and actionable from day one.